𝗗𝗼𝗻'𝘁 𝗳𝗼𝗿𝗴𝗲𝘁 𝘁𝗼 𝗰𝗼𝗹𝗹𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗳𝗿𝗲𝗲 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱. Most organizations already qualify - they just don't know it.

After 30+ years in technology finance and IT Financial Management, I've watched enterprises leave millions on the table - not because the work didn't qualify, but because no one connected the dots.

The Research & Development Tax Credit under IRC Section 41 isn't just for pharma companies and aerospace manufacturers. Agile sprint cycles. Architecture decisions. API integration work. Cloud-native refactoring. Performance optimization. These are not just how software gets built - they are a documented process of experimentation that satisfies the IRS four-part qualification test.

📄 I just published a new Point Break Advisory Services white paper: 𝗧𝗵𝗲 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱 - 𝗧𝗵𝗲 𝗛𝗶𝗱𝗱𝗲𝗻 𝗩𝗮𝗹𝘂𝗲 𝗶𝗻 𝗦𝗼𝗳𝘁𝘄𝗮𝗿𝗲 𝗗𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁

Here's what the math looks like at scale:
💡 $100M in annual spend → $2M–$4M per year in potential credits
💡 $300M over 3 years → $6M–$12M conversation worth having

And if you have mature ITFM systems? The data is largely already there. Labor allocation by initiative. Project cost transparency. Investment classification by Run/Grow/Transform. Vendor and contractor cost visibility. The infrastructure to support a credit study doesn't need to be built - it just needs to be pointed in the right direction.

Key themes covered in the paper:
✅ The four-part IRS qualification test - in plain English
✅ What qualifies beyond the obvious (feature enhancements, DevOps tooling, data pipelines, security engineering)
✅ How ITFM systems reduce the documentation burden significantly
✅ How to structure the advisor engagement and what your team's role actually looks like
✅ Retroactive opportunities - credits can often be claimed for open tax years

I want to be clear: this is not tax advice, and I am not a tax expert. But I have led technology finance organizations that successfully pursued these credits - and in many cases they captured millions in savings.

The work is already happening. The investment has already been made. The only question is whether you're collecting your Innovation Dividend.

Drop a comment or send me a message if you'd like a copy of the white paper.

#RDTaxCredit #TechnologyFinance #ITFM #TBM #FPA #InnovationFinance #SoftwareDevelopment #TaxStrategy #FinancialPlanning #ITFinance #CIO #CFO #FinOps #TechLeadership #EnterpriseIT #PointBreakAdvisory #ValueCreation #CloudFinance #TaxCredits #InnovationDividend

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Innovation - Research and Development - Tax Credit - Fina...pdf   500 KB 1 version