In IBM Cloud, this usually happens because you have an existing Resource Group or a "deleted" service still in Reclamation that counts against your limit.
To fix it:
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Check Filters: Go to your Resource List and ensure all filters (Location, Status) are set to "All" to reveal hidden groups.
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Clear Reclamations: Check the Reclamations section in your dashboard; permanently delete any pending items to free up your quota immediately.
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Use CLI: Run ibmcloud resource groups to find "invisible" groups.
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Venkata Thej deep Jakkaraju
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