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Financial institutions are increasingly turning to artificial intelligence (AI) to improve efficiency, enhance customer experience, and drive innovation. However, implementing trustworthy and secure AI at scale presents unique challenges to the financial sector due to the sensitivity of...
Online payments are now mobile. As consumers increasingly use their smartphones to shop for goods and services, bank, and settle bills, the global mobile payment market reached an impressive $2,127.1 billion in 2022 and is expected to be nearly triple that by 2028. 1 This surge of digital...
Each year we see the challenges that enterprises face become more complex as they strive to keep up with the latest technologies, such as generative AI, and increasing customer expectations. For highly regulated industries, these challenges take on an entirely new level of expectation as...
Today, enterprises are increasingly facing geographic requirements around sovereignty. With the rise of AI, navigating these requirements is becoming even more important. The influx of data associated with AI is certainly poised to fuel tremendous business innovations, but requires strategic...
IBM Fintech InnovationX IBM Fintech InnovationX centers around evolving and adopting a new model of enabling startups and scaleups to grow. We aim to spark a movement, one that takes founders to the next level where real conversations with actual customers and real-time challenges are...
Financial institutions are confronted with many factors that influence their ability to operate successfully and profitably, including heightened capital adequacy regulations, escalating geopolitical tensions, global economic fluctuations, mounting interest rates, surging inflation, increasing...
Check payments market in flux Across the globe, enterprises are rapidly modernizing to meet the demands of today’s digital-first consumers and frictionless experiences. These same enterprises must also prioritize security and seamless integration. As digital payments becoming increasingly...
Generative AI is advancing rapidly, and it’s important that effective risk management strategies evolve along with it. Regulators around the world are moving fast to set up legislative frameworks/requirements on the usage of AI. This is pushing large enterprises, including financial institutions...
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Research insights from IBM Institute for Business Value. BIAN, Red Hat and IBM collaborated to survey: 1,000 executives from international financial institutions about the role embedded finance plays in their strategy. 12,000 consumers of financial services across 12 countries to...
The payments ecosystem is at an inflection point for transformation, and we believe now is the time for change. As banks look to modernize their payments journeys , Temenos Payments Hub has become the first dedicated payments solution to deliver innovative payments capabilities on the IBM...