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Financial institutions are increasingly turning to artificial intelligence (AI) to improve efficiency, enhance customer experience, and drive innovation. However, implementing trustworthy and secure AI at scale presents unique challenges to the financial sector due to the sensitivity of...
Online payments are now mobile. As consumers increasingly use their smartphones to shop for goods and services, bank, and settle bills, the global mobile payment market reached an impressive $2,127.1 billion in 2022 and is expected to be nearly triple that by 2028. 1 This surge of digital...
Today, enterprises are increasingly facing geographic requirements around sovereignty. With the rise of AI, navigating these requirements is becoming even more important. The influx of data associated with AI is certainly poised to fuel tremendous business innovations, but requires strategic...
The NIST Cybersecurity Framework (NIST CSF) provides comprehensive guidance and best practices that private sector organizations like financial institutions can follow to improve information security and cybersecurity risk management. IBM Distinguished Engineer, Jeff Crume, walks us through...
IBM Fintech InnovationX IBM Fintech InnovationX centers around evolving and adopting a new model of enabling startups and scaleups to grow. We aim to spark a movement, one that takes founders to the next level where real conversations with actual customers and real-time challenges are...
Financial institutions are confronted with many factors that influence their ability to operate successfully and profitably, including heightened capital adequacy regulations, escalating geopolitical tensions, global economic fluctuations, mounting interest rates, surging inflation, increasing...
Check payments market in flux Across the globe, enterprises are rapidly modernizing to meet the demands of today’s digital-first consumers and frictionless experiences. These same enterprises must also prioritize security and seamless integration. As digital payments becoming increasingly...
by @Rohit Badlaney GM, IBM Cloud Product and Industry Platforms As we look ahead to 2024, enterprises around the world are undoubtedly evaluating their progress and creating a growth plan for the year to come. For organizations of all types—and especially those in highly regulated...
Generative AI is advancing rapidly, and it’s important that effective risk management strategies evolve along with it. Regulators around the world are moving fast to set up legislative frameworks/requirements on the usage of AI. This is pushing large enterprises, including financial institutions...
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Research insights from IBM Institute for Business Value. BIAN, Red Hat and IBM collaborated to survey: 1,000 executives from international financial institutions about the role embedded finance plays in their strategy. 12,000 consumers of financial services across 12 countries to...