Announcing IBM Digital Asset Haven: Secure and scalable digital asset operations

The migration from traditional financial systems to blockchain-native infrastructure is rapidly advancing. As decentralized technologies redefine transaction models and settlement mechanisms, institutions will be increasingly compelled to modernize their architectures to remain interoperable, scalable, and competitive in a digital-first economy.

Most organizations are facing six systemic challenges

. Fragmented operational stacks: Siloed systems for digital asset accounts, permissions, compliance, custody, and issuance create inefficiencies and stall scalability.

. Enterprise workflow misalignment: Current digital asset infrastructure fails to integrate with institutional approval chains, compliance protocols, and enterprise systems.

. Institutional-grade security gaps: The market lacks proven, multi-decade security infrastructure that meets the standards of traditional regulated finance.

. Regulatory Compliance: Vendors in the fast-moving digital asset market are required to prove full regulatory compliance, and that their solutions enable clients to receive license approvals to operate globally.

. Cross-business coordination complexity: Rolling out across payments, custody, and issuance introduces significant integration and governance friction.

. Limited pool of long-term technology partners: Institutions need partners with the durability, scale, and credibility to support their digital asset strategy over decades.

IBM Digital Asset Haven directly addresses these institutional challenges by providing a secured, orchestration-first platform that unifies fragmented systems, integrates with enterprise workflows, enforces governance and compliance, and delivers the long-term operational resilience required by regulated financial institutions. It helps enable institutions to safeguard their digital assets with enterprise-grade security while interacting and settling seamlessly across multiple blockchains - blockchain-agnostic by design.

Create and embed Wallets at Scale - Fast and Flexible

IBM Digital Asset Haven helps institutions create, manage, and embed digital wallets programmatically through APIs and SDKs. These wallets can transact and trade across multiple blockchains, automate deposit address generation, send real-time transfer notifications, track balances, and route funds through compliance and liquidity processes - fully aligned with enterprise workflows and controls.

Fig.1 IDAH Dashboard Operations

Wallet-as-a-Service Capabilities

·       Flexible Control Models: Configure wallets as user-controlled, institution-controlled, or hybrid to meet regulatory and security standards

·       Wallet APIs: Automate multichain wallet creation directly within existing operational workflows

·       Embeddable Wallets: Seamlessly integrate fully capable wallets into mobile, web, or enterprise applications to onboard user’s Passkey Wallets: Secured wallet access using biometrics, PINs, passwords, or U2F devices

·       Multichain Architecture: Interact with multiple blockchain networks with built-in token indexing across all supported standards

·       Tags & Automations: Automate transaction flows between wallets (e.g. deposit → treasury → liquidity routing → settlement)

·       Webhook Alerts: Detect transfers in real time, trigger transaction events, compliance flags, or automated actions

Execute Transactions that are Secured, Automated, and Policy-Aware

IBM Digital Asset Haven provides a full-stack transaction orchestration engine that enables institutions to build policy-driven, automated, and compliance-enforced transaction flows across multiple blockchains.

Fig.2 Security throughout Transaction Lifecycle

Transaction Management Capabilities

·       Signature Generation: Generate raw signatures on elliptic curves to support fully custom signing and execution flows.

·       Transaction Formatting: Construct transaction payloads for multiple tokens, including fees, memos, travel rule metadata, and advanced parameters.

·       Transaction Broadcasting; Broadcast transactions, including smart contract calls, with full lifecycle tracking and status monitoring.

·       Transaction Automations: Trigger automated, conditional, or recurring transfers using webhooks and event-driven workflows.

·       Transaction Routing: Automatically select optimal execution paths for transfers, swaps, or buy/sell operations based on policy or market data.

·       Transaction Delivery: Ensure reliability with automatic queuing, retries, and full-stack redundancy to prevent failed transactions.

·       Transaction Safety: Decode and simulate transactions before signing, scan for threats, enforce fine-grained approval policies.

·       Transaction Compliance: Embed AML, KYC, and behavioral checks directly into policy controls, blocking or freezing abnormal or high-risk activity.

Enforce Governance That Aligns with Enterprise Workflows

IBM Digital Asset Haven provides programmable, policy-based governance that mirrors institutional approval chains and control models — ensuring every transaction, role, and action follows enterprise security, compliance, and operational standards.

Fig. 3 IDAH Governance Flow

Governance & Entitlement Capabilities

·       Programmable Governance: Automate transaction approvals via APIs, embedding governance logic directly into internal applications and systems

·       Identity & Access Management: Assign dynamic roles and granular permissions to wallets, users, and actions with full policy control

·       Transaction Policies: Define rules by user, time, asset type, size, frequency, or external risk/compliance signals

·       Admin Quorums: Require multi-party consensus before executing sensitive operations, preventing unilateral or unauthorized actions

·       White- & Blacklisting: Enforce trusted address allowlists while blocking known malicious or high-risk destinations

·       Full Data Integrity: Designed to help ensure accountability with passkey-secured signing and tamper-proof audit trails

·       Multi-Factor Authentication: Enable phishing-resistant WebAuth / passkeys with strong, user-friendly authentication

·       Validation Gate: Self-host a final approval checkpoint that reacts to webhooks before transaction execution

Leverage Pre-Integrated Third-Party Digital Asset Solutions

IBM Digital Asset Haven provides a unified platform that comes pre-integrated with leading third-party digital asset services - for KYC, AML, Yield, and much more. This eliminates fragmented vendor management and allows institutions to activate or extend capabilities without rebuilding foundational infrastructure.

Fig.4 Support for multiple onchain operations

At the same time, the platform exposes modern REST APIs, webhooks, and SDKs to add either self-developed digital asset services or integrate additional third-party vendor solutions. It also integrates seamlessly with existing client systems - including core banking, wealth management platforms, online banking, and payment systems.

Integration Advantages

·       Pre-integrated ecosystem services for faster adoption of compliance, settlement, and liquidity capabilities

·       Efficient onboarding of additional digital asset service providers via secured extension APIs and policy-based routing

·       Native enterprise integration with core systems via APIs, webhooks, and event streaming

·       Open, vendor-neutral architecture: Fully compatible with both third-party and self-developed components

Choose from flexible Key Management Options

IBM Digital Asset Haven combines three institutional-grade signing models in a single platform - allowing clients to select and mix the right approach per asset, per use case, or per jurisdictional requirement:

·       Multi-Party Computation (MPC) for distributed signing and elimination of single points of failure

·       IBM Hardware Security Module (HSM)-based signing for certified, hardware-enforced key protection

·       IBM Offline Signing Orchestrator (OSO) for locked-down, policy-driven, and timer-controlled cold storage operations.

This ensures that institutions can adapt their key management strategy across “hot”, “warm”, and “cold” operational tiers, without compromising control, recoverability, or regulatory posture.

Deployment Options and Services

IBM provides flexible deployment models with seamless upgrade paths to help clients meet regulatory requirements while enabling rapid time-to-market.

Users can choose SaaS for rapid onboarding, Hybrid SaaS for enhanced security and on-premises (available Q2 2026) for full operational control.

Fig. 5 Deployment Options

SaaS & Hybrid will be available in Q4 2025, on-premises in Q2 2026

Conclusion: A Platform for the Next Era of Finance

IBM Digital Assets Haven is more than a technical solution - it is engineered to be a strategic enabler for institutions entering the digital asset economy. By combining speed, control, security, and resilience, IBM empowers enterprises to build trusted, scalable services that meet the demands of tomorrow’s financial system. To learn more about this solution, please visit : https://www.ibm.com/products/digital-asset-haven
Explore Demo Video here: https://mediacenter.ibm.com/media/1_7qjrb3fw